Carrington Investments

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Pension & Retirement Advice

Planning for retirement is one of the most important financial decisions that we will make during our working life. It is likely that we will have to rely on our pension income for 20 to 30 years and therefore making sure that we plan effectively for our retirement and make sure there is enough money in the pension pot to pay for a comfortable retirement is essential.

The choice of pension that you take out is important. Carrington can guide you through that choice, advise you on what is most appropriate for you and set the plan up with the correct investments.

As well setting up new schemes Carrington can advise on and manage your existing and old pension plans, quite often consolidating them into one place where they are easier to manage and where there will be lower charges.

Pensions provide excellent tax relief on contributions. You will receive 20% tax relief at source on your contribution and if you are a high rate tax payer you will be able to claim up to 40% tax relief on each contribution.

Carrington can provide advice on:

  • Personal Pensions
  • Self Investment Personal Pensions
  • SSAS
  • Executive Pension Plans

Once you reach retirement you will have to decide what to do with your pension, and how the pension income will be paid to you and we can provide advice on:

  • Annuity Purchase

Contact us for further details

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